1st Choice Rental Cars

Set by 1st Choice Rental Cars.

1ST CHOICE RENTALS & AUTO SALES

1ST CHOICE RENTALS & AUTO SALES

RENTAL AGREEMENT

INSURANCE CLAIMS, ACCIDENT REPORTING & MANDATORY CUSTOMER COOPERATION

Applicable State: Wisconsin

IMPORTANT: THIS SECTION IS A MANDATORY PART OF THE VEHICLE RENTAL AGREEMENT. ALL RENTERS MUST READ, ACCEPT, AND INITIAL THESE TERMS BEFORE RECEIVING THE RENTAL VEHICLE.

SECTION 1 — MANDATORY ACCIDENT AND DAMAGE REPORTING

The renter agrees to immediately notify 1ST Choice Rentals & Auto Sales of any accident, collision, theft, vandalism, vehicle damage, or other incident involving the rental vehicle, regardless of who is at fault.

The renter must provide accurate information concerning the incident and cooperate with all reasonable requests for documentation.

When required by law, the renter must also report the incident to the appropriate law enforcement agency.

SECTION 2 — MANDATORY INSURANCE CLAIM INITIATION

The renter acknowledges and agrees that certain insurance policies require the renter to personally initiate an insurance claim following an accident, theft, damage, or other covered incident.

As a condition of renting a vehicle from 1ST Choice Rentals & Auto Sales, the renter agrees to:

1. Contact the designated insurance provider when instructed and required under the applicable policy.

2. Personally initiate the insurance claim when required.

3. Provide truthful and complete information regarding the incident.

4. Obtain and provide the insurance claim number when available.

5. Complete all required insurance documentation.

6. Cooperate throughout the claims process until the claim is resolved or the renter’s required participation is complete.

The renter understands that initiating an insurance claim when required is a contractual obligation under this rental agreement.

SECTION 3 — FULL COOPERATION WITH INSURANCE CLAIMS

The renter agrees to cooperate fully with 1ST Choice Rentals & Auto Sales, its insurance provider, claims adjusters, investigators, and authorized representatives.

This includes:

* Providing accurate written or recorded statements when reasonably requested.

* Supplying photographs, police reports, and accident documentation when available.

* Responding promptly to communications from the insurance provider.

* Completing and submitting required insurance claim forms.

* Providing contact information for other parties involved in the incident.

* Participating in reasonable investigations related to the claim.

* Providing additional information reasonably necessary to process the claim.

The renter agrees not to knowingly provide false information or intentionally obstruct the claims investigation.

SECTION 4 — CONTINUED COOPERATION AFTER THE RENTAL PERIOD

The renter acknowledges that their responsibilities regarding insurance claims do not automatically end when the rental vehicle is returned.

The renter agrees to continue cooperating with reasonable insurance-related requests concerning incidents that occurred during the rental period, even after the rental agreement has expired or terminated.

SECTION 5 — FAILURE TO COOPERATE

Failure to initiate a required insurance claim, provide necessary documentation, respond to reasonable requests, or otherwise cooperate with the insurance claims process constitutes a material violation of this rental agreement.

If the renter fails to comply, 1ST Choice Rentals & Auto Sales reserves the right to pursue legally available remedies.

The renter may be held financially responsible for damages, losses, or reasonable expenses directly resulting from the renter’s failure to cooperate, only to the extent permitted by Wisconsin law and the applicable insurance policy.

A denial of insurance coverage does not automatically establish that the renter is responsible for the entire loss.

SECTION 6 — RENTER FINANCIAL RESPONSIBILITY

The renter acknowledges that failure to fulfill the insurance claims cooperation requirements may result in financial liability for losses caused by that failure, where legally recoverable.

Any financial responsibility will be determined according to:

* The terms of the rental agreement.

* The applicable insurance policy.

* Wisconsin law.

* The circumstances of the incident.

* Whether the renter’s failure to cooperate caused additional losses.

Nothing in this agreement eliminates insurance protections required by law or imposes liability that Wisconsin law prohibits.

SECTION 7 — CONDITION OF RENTAL APPROVAL

The renter acknowledges that acceptance of these insurance claim requirements is a mandatory condition of renting a vehicle from 1ST Choice Rentals & Auto Sales.

The rental company reserves the right to decline a rental before vehicle release if the prospective renter refuses to accept these terms.

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MANDATORY CUSTOMER ACKNOWLEDGMENT

CUSTOMER MUST INITIAL BEFORE RECEIVING VEHICLE KEYS

By signing and initialing below, I acknowledge and agree that:

1. I understand that I must immediately report any accident, theft, or damage involving the rental vehicle.

2. I understand that I may be required to personally initiate an insurance claim with the designated insurance provider.

3. I agree to cooperate fully with 1ST Choice Rentals & Auto Sales and the insurance provider throughout the claims process.

4. I understand that my cooperation obligations may continue after the rental period ends.

5. I understand that failure to cooperate may result in financial responsibility for legally recoverable losses caused by my failure to cooperate.

6. I acknowledge that I have read, understand, and voluntarily agree to these requirements as a condition of renting the vehicle.

IMPORTANT NOTICE FOR WISCONSIN RENTALS

This provision is intended to establish the renter’s contractual duty to participate in insurance claims and investigations.

It does not guarantee that insurance will cover a particular incident, and it does not override Wisconsin insurance laws or policy requirements.

Before implementing this section, the rental company should confirm the insurer’s renter-initiated claims procedure and have the agreement reviewed by a Wisconsin attorney.

Recommended placement: Include this as a separate, clearly labeled section in every rental agreement, with mandatory customer initials and a signature before releasing the vehicle.